Depending on who you listen to, spring either starts on the 1st of March if you go by the meteorological calendar, or the Spring Equinox (20th March this year) if you go by the astrological calendar.
We’re going with the former for this week’s #MondayMoneyUK chat, and talking about using it as a chance to spring clean your finances.
Our host was Eileen Adamson from Your Money Sorted, while our editor Andy Webb discussed the topic on Share Radio.
Here are the best of the blogger tweets.
Q1
Q1: Which financial tasks are you likely to put off and why? How do you motivate yourself to do these tasks? #MondayMoneyUK
— Your money, sorted (@YourMoneyCoachx) February 27, 2017
@YourMoneyCoachx My tax return. Every year I leave it to the last minute. I don’t think there is any motivation #MondayMoneyUK
— Spoon Paws (@mummygadgetgeek) February 27, 2017
I’m terrible at filing stuff properly when it arrives. Oh and ringing up sky to haggle, still haven’t done it! #MondayMoneyUK https://t.co/wIFZLT39qN
— Savvy in Somerset (@SavvyinSomerset) February 27, 2017
@YourMoneyCoachx starting sth new/different – wanna’ get into Matched Betting or sth sim but still plucking up the courage! #MondayMoneyUK
— Em (@EmmaaJaanee) February 27, 2017
.@YourMoneyCoachx A1 Investment decisions, as tricky, & insurance comparisons, as boring. Insurance renewal deadlines help! #MondayMoneyUK
— Faith Archer (@MuchMore_Less) February 27, 2017
A1. @YourMoneyCoachx @ukmoneybloggers I’m normally pretty good but I still need to take a look at all my work pensions! #MondayMoneyUK https://t.co/Q5h2TQPSle
— Andy Webb CleverCash (@AndyCleverCash) February 27, 2017
The painful spending audit where I review all my recent bank statements and make changes. It saves me a fortune though! #MondayMoneyUK https://t.co/oyH3qcXKzf
— Hannah Brice (@HannahLisaBrice) February 27, 2017
@YourMoneyCoachx A1: Ensuring I’m on the best tariff. Too much time being on hold on the phone. But the savings motivate me! #MondayMoneyUK
— Pennies To Property (@penniestoprop) February 27, 2017
A1: Sorting a will and life insurance/assurance. I have such a blind spot when it comes to them #MondayMoneyUK https://t.co/4QXNod8TQA
— Emma Drew (@emmadrewinfo) February 27, 2017
Q2
Q2: Do you regularly analyse your finances? Do you think it is important to have a financial spring clean? #MondayMoneyUK
— Your money, sorted (@YourMoneyCoachx) February 27, 2017
@YourMoneyCoachx yes, it’s so important! I check mine everyday, because I am working really hard on my goals #MondayMoneyUK
— FromPenniestoPounds (@FromPenniesto) February 27, 2017
I track our spending daily so not out of the loop in general, but a spring clean is always a good idea to shake things up! #MondayMoneyUK
— Lee Balders (@HomelyEconomics) February 27, 2017
@YourMoneyCoachx @FromPenniesto A2. YES! I regularly review our budget and savings so we get to our goal quicker! #MondayMoneyUK
— Tightwad Mama (@tightwad_mama) February 27, 2017
.@YourMoneyCoachx A2 Yes spring clean in January: check direct debits, compare utility bills, switch accounts if rates better #MondayMoneyUK
— Faith Archer (@MuchMore_Less) February 27, 2017
A2: I check my bank balance daily and redo our budget twice a year #MondayMoneyUK https://t.co/d6Jre99PP7
— Emma Drew (@emmadrewinfo) February 27, 2017
Q3
Q3: What are the most important tasks when spring cleaning your finances? #MondayMoneyUK
— Your money, sorted (@YourMoneyCoachx) February 27, 2017
@YourMoneyCoachx here is my m guide to “how to detox your finances https://t.co/e2UgAwd75y
— Debt Camel (@DebtCamel) February 27, 2017
@YourMoneyCoachx make a list of everything. Then start with the things that will have the biggest impact. #MondayMoneyUK
— Spoon Paws (@mummygadgetgeek) February 27, 2017
Checking bills, comparing prices, checking interest rates – make sure your money is working for you #MondayMoneyUK https://t.co/3HtVHNYZ1G
— Savvy in Somerset (@SavvyinSomerset) February 27, 2017
A3 Cancel unused direct debits, switch utilities for cashback, look for overspending patterns and ways to improve. #MondayMoneyUK
— Lee Balders (@HomelyEconomics) February 27, 2017
.A3 Tasks that make the biggest difference, even if boring. Switching utilities, comparing insurance, cutting mortgage rate #MondayMoneyUK
— Faith Archer (@MuchMore_Less) February 27, 2017
Q4
Q4: Have you got any tips for organising financial paperwork? #MondayMoneyUK
— Your money, sorted (@YourMoneyCoachx) February 27, 2017
@YourMoneyCoachx get a folder which has separate sections and always put the most recent at the back of the section #MondayMoneyUK
— FromPenniestoPounds (@FromPenniesto) February 27, 2017
@YourMoneyCoachx @UKMoneybloggers Good old fashioned box file! Everything is labelled in sections and easy to find #MondayMoneyUK
— Tightwad Mama (@tightwad_mama) February 27, 2017
Q4 @YourMoneyCoachx All digital. I’ve a monthly spreadsheet, but I also use apps to track day-to-day https://t.co/I7Tn95rh5I #MondayMoneyUK
— Andy Webb CleverCash (@AndyCleverCash) February 27, 2017
@SavvyinSomerset Haha! Store as much of it online as you can. Only keep the necessary stuff – chuck the rest! #MondayMoneyUK
— Your money, sorted (@YourMoneyCoachx) February 27, 2017
Lots of concertina files so that everything has its place (and for security, label it as something dull like paint samples) #MondayMoneyUK https://t.co/dImw2IZUqZ
— Hannah Brice (@HannahLisaBrice) February 27, 2017
.@YourMoneyCoachx A4 Open it! Quick sort into recycle, file or needs action, then actually do it. Keep a tax file too. #MondayMoneyUK
— Faith Archer (@MuchMore_Less) February 27, 2017
Q5
Q5: What is your favourite tip for making your money management as easy as possible? #MondayMoneyUK
— Your money, sorted (@YourMoneyCoachx) February 27, 2017
@YourMoneyCoachx have an online banking app on your phone. Easy access to see whats going on, anytime #MondayMoneyUK
— Spoon Paws (@mummygadgetgeek) February 27, 2017
.@YourMoneyCoachx Keep file with vital stuff (passports, marriage/birth certifs, current insurance) where you can grab & run #MondayMoneyUK
— Faith Archer (@MuchMore_Less) February 27, 2017
@YourMoneyCoachx One account for spends, one for bills and savings all separated. All money to move goes out on pay day #MondayMoneyUK
— ThriftyMum (@ThriftyMumCom) February 27, 2017
Do it well once and its easy to keep on top of… I need to follow this advice for decluttering too! #MondayMoneyUk https://t.co/owEaIXoZUb
— Tortoise Happy (@tortoise_happy) February 27, 2017
.@YourMoneyCoachx A5 Automate where possible, eg set up direct debits to pay bills & standing orders for savings & pensions. #MondayMoneyUK
— Faith Archer (@MuchMore_Less) February 27, 2017
Q5 I rely on money tracking smartphone apps. Plus my bank apps. I should have my phone surgically attached! #MondayMoneyUK
— Lee Balders (@HomelyEconomics) February 27, 2017
Some simple suggesitons for spring cleaning your finances on #mondaymoneyukhttps://t.co/i9u732x6mT
— Your money, sorted (@YourMoneyCoachx) February 27, 2017