Your purse or wallet is probably full of loyalty cards, but do you have any idea what to do with the points?
In this week’s #MondayMoneyUK Twitter chat asked members of the UK Money Bloggers community and their readers to share their experiences and uses of loyalty cards.
Our host was Naomi Willis from the Loyalty Cards Points blog, and Naomi was on Share Radio to discuss the chat. You can listen again below.
Q1 – What are your top three high street loyalty cards that you canβt live without? And why? #MondayMoneyUK
@SkintDad_Naomi the only one I really use is the loyalty card for the coffee shop. I go there too frequently to miss out #mondaymoneyuk
β MoneyCorgi (@MoneyCorgi) January 30, 2017
@SkintDad_Naomi A1. @BootsUK always some fantastic offers and rewards πͺπͺπͺ and @Tesco love the club card boost had so many meals / days out!
β CORA HARRISON (@CoraHarrison15) January 30, 2017
@SkintDad_Naomi A1 I think Tesco and Nectar plus Boots. The only thing is that they aren’t always the cheapest places to shop #mondaymoneyuk
β Cat @ Penny Wise (@purplecat1984) January 30, 2017
@purplecat1984 @SkintDad_Naomi I don’t get much use out of Clubcard and Nectar as I shop in Aldi or Lidl. Now if they did loyalty cards…
β ShoestringCottage (@shoestringjane) January 30, 2017
@SkintDad_Naomi @girlsavingmoney I’ve given up on #Sparks as the (M&S) app never scans on the machines! Good for offers tho #MondayMoneyUK
β Andy Webb CleverCash (@AndyCleverCash) January 30, 2017
Q2 – What do you do with your loyalty points when it comes to spending them? #MondayMoneyUK
@SkintDad_Naomi nectar I have used on clothing in there sales or doubled in their events π #MondayMoneyUK
β Coupon Clippers UK (@couponqueen2014) January 30, 2017
@SkintDad_Naomi I use them on double point events or at Christmas time. Gives me something to save up for doing the year! #MondayMoneyUK
β Katy (@Katykicker) January 30, 2017
A2. With @TescoClubcardUK it’s always @redspottedhanky train vouchers! #MondayMoneyUK https://t.co/1GE6nam7FG
β Andy Webb CleverCash (@AndyCleverCash) January 30, 2017
@SkintDad_Naomi I hoard them and use them at Christmas. Or for cinema trips and pizza π #mondaymoneyuk
β Spoon Paws (@mummygadgetgeek) January 30, 2017
Q3 – What is the biggest thing youβve exchanged through loyalty schemes? #MondayMoneyUK
@SkintDad_Naomi Q3 Back in the day, 3 pairs of @VirginAtlantic tickets to Hong Kong, LA & Barbados. Last year, Β£300 overall #MondayMoneyUK
β Faith Archer (@MuchMore_Less) January 30, 2017
@MuchMore_Less @AndyCleverCash @SkintDad_Naomi @AmexUK We’ve got the gold… Paid for all our hotels whilst in Thailand #MondayMoneyUK π pic.twitter.com/QH2xgkJHgA
β CORA HARRISON (@CoraHarrison15) January 30, 2017
@SkintDad_Naomi we saved up our nectar points to pay for our first ‘big shop’ when we bought a house #mondaymoneyuk
β Savvy in Somerset (@SavvyinSomerset) January 30, 2017
@SkintDad_Naomi Nector points for an iPad! #mondaymoneyuk
β Pete Knott (@PeteKnott1) January 30, 2017
@SkintDad_Naomi A television! An iPad too. Took a lot of saving but I had LOTS of good point coupons. They were discounted. #MondayMoneyUK
β Katy (@Katykicker) January 30, 2017
Q4 – Do loyalty card programmes make you stay loyal to retailers or does it have the opposite effect? #MondayMoneyUK
@SkintDad_Naomi If it’s the same price I’ll go for the loyalty points. All of the shops are close so l pick and choose. #MondayMoneyUK
β Ness (@jibberjabberuk) January 30, 2017
@AndyCleverCash @SkintDad_Naomi I think that ppl are too quick to spend on items just with the promise of extra points. #mondaymoneyuk
β Money for Monday (@MoneyforMonday) January 30, 2017
I’m not loyal. If it’s cheaper elsewhere, stuff the points π #MondayMoneyUK https://t.co/EHMug3cO8a
β Skint Dad (@SkintDad) January 30, 2017
@MoneyforMonday @AndyCleverCash @SkintDad_Naomi Sainsbury’s always offers me extra points on things I actually buy though #mondaymoneyuk
β Spoon Paws (@mummygadgetgeek) January 30, 2017
@SkintDad_Naomi not at all. I’ll go where it’s cheapest – points are just a bonus #mondaymoneyuk
β Savvy in Somerset (@SavvyinSomerset) January 30, 2017
Q5 – What other ways do you collect points, other than shopping with the store? #MondayMoneyUK
A5 Get a lot of @Nectar points on petrol for my husband’s commute and some on train tickets, @eBay_UK & a few Nectar surveys. #MondayMoneyUK https://t.co/A48gWpV9Hk
β Faith Archer (@MuchMore_Less) January 30, 2017
@SkintDad_Naomi Tesco orchard for clubcard points π #mondaymoneyuk
β Coupon Clippers UK (@couponqueen2014) January 30, 2017
@SkintDad_Naomi I have my phone through Tesco and Nectar points through eBay #mondaymoneyuk
β ShoestringCottage (@shoestringjane) January 30, 2017
@SkintDad_Naomi A5 Most of my Clubcard points came from my Clubcard credit card! #MondayMoneyUK
β Lee Balders (@HomelyEconomics) January 30, 2017
@SkintDad_Naomi @JoAnneC126 @Tesco #MondayMoneyUK I love getting petrol at Esso to get Tesco Club Card points by the way π
β Martyna Sroka (@girlsavingmoney) January 30, 2017