Money Blogger Profile: Loyalty Card Points

All about… Loyalty Card Points

Ever wonder how to make the most of all those cards cluttering up your wallet? Money blogger Naomi shows you how to maximise your plastic power with Loyalty Card Points. We caught up with her and found out more about her blog.

Tell us about your blog.

I write about everything related to high street reward cards at Loyalty Card Points. I find ways to maximise the points you earn and show you how to get the best value from the points when you spend them.

I also blog at Skint Dad with my husband, Ricky about saving and making money on family life.

Why do you write about money?

We started blogging when things were bleak for us. It was started as a way to share what we were doing with a small disposable income and was quite upbeat. That was until we hit rock bottom. Ricky then shared a post about how we had virtually no money until payday and things changed for us. We decided to turn our lives around and used Skint Dad as a platform to show how changing your life is possible.

Loyalty Card Points is my own site and was created not long after the zip broke on my purse! I had so many reward cards that it just burst open!

It started to dawn on me that the reason I had so many cards was because I love a bargain. I knew all about how they worked and how to make the most money back. I then found out that there are £6 billion of unspent loyalty card points going to waste, so thought it was time that people started to find out how they should spend their points, instead of losing them.

How did you start blogging?

We started blogging using After doing a “bit of research” for a few days, we chose a basic free of charge theme. We came up with some menu names (which included Being Skint and Being a Dad – you can tell we knew nothing about SEO?!), which looking back now were ridiculous and we just started to produce content.

We initially set out for Skint Dad to be a parent blog but, after writing a few pieces, soon realised that our passion was about money saving.

The rest, as they say, is history.

What’s your most popular post and why?

On Loyalty Card Points, one of the most popular posts is about all the different ways to earn free reward points.

One of the most delicious and popular recipes I’ve shared on Skint Dad is four ingredient cheese puffs. They are fool proof to make and I love seeing photos from readers after they’ve made their own.

What’s your favourite post you’ve written and why?

My favourite post is probably the first one I ever wrote. Ricky (Skint Dad) was VERY vocal about our life and his thoughts, and it was about time readers heard how I felt about our lives nearly falling apart.

What’s your number one money tip?

Don’t spend what you don’t have – 99% of the time personal finance is just about being aware of your spending.

Simple, but effective.

What’s your top blogging tip?

Make your audience your biggest influencer.

Why are you part of UK Money Bloggers?

It’s great to come together with likeminded people and talk about things we are really passionate about.

My friends and family (while they think blogging is great) don’t really get it. The Money Bloggers are passionate, friendly and are always supportive of one another (apart from when you go to the pub and no one wants to put their hand in their pockets!).

Who are your three favourite UK Money Bloggers?

Debt Camel

Miss Thrifty

The Money Principle


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